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Are you Insured?

August 8, 2018  1474  1474   

Public liability and risk management is so important when it comes to sporting clubs with risk that those partaking in sports and exercise will sustain injuries or ill health from such activities. Risk management provides a formal framework so sporting clubs can identify, classify and investigate risks using logical and transparent protocols. Among this is ensuring clubs and their associated personnel, particularly Sports Trainers, have insurance that covers them for public liability and medical malpractice. In negligence actions relating to sports, where for example a participant has been injured due to alleged fault of the sport’s organising body, the duty of care between the parties lies along a spectrum that is, in professional sport almost contractual in nature; to one which in amateur sport is based on the assumption of responsibility. It is for this reason that clubs must be protected by the appropriate insurance.